Score Intelligence
Evaluate applicants with bureau data, alternative signals, and custom scoring models.
Score Pulse
Scores Pulled
8,762
Avg FICO
684
Thin File Rate
12%
Score Disputes
38
Model Coverage
- FICO 9 Primary
- VantageScore 4 Secondary
- Bankcard Score Active
- Alt-data score Pilot
Data Sources
Signals in use
- Bureau trade lines Core
- Bank account cashflow Alt-data
- Employment history Verified
- Utility payments Supplemental
Model Monitoring
Governance
- Population stability Healthy
- Score drift Watch
- Calibration check Pass
- Bias review Pass
Recent Credit Pulls
| Applicant | Score | Model | Decision Hint | Status |
|---|---|---|---|---|
| #CP-8841 | 742 | FICO 9 | Approve | Complete |
| #CP-8826 | 661 | VantageScore | Manual | Review |
| #CP-8819 | 598 | Alt-data | Decline | Flagged |
| #CP-8807 | 713 | FICO 9 | Approve | Complete |