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Portfolio Performance

Track approval rates, vintage performance, and portfolio health across credit tiers and channels.

Reports available: 32
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Performance Pulse

Approval Rate
76%
+2.1% MTD
Loss Rate
1.8%
Stable
Vintage 90+
2.4%
Q4 cohort
CL Utilization
48%
Portfolio average
Top Dashboards
  • Approval funnel Daily
  • Vintage delinquency Weekly
  • Channel mix Daily
  • Risk tier shifts Weekly
Insight Highlights

Analyst notes

  • Prime approvals up 3% Positive
  • Near-prime risk rising Watch
  • Auto decisions improving Positive
  • Loss rate stable Neutral
Data Feeds

Refresh status

  • Core ledger Synced
  • Credit bureau feed Synced
  • Chargeback data Delayed
  • Collections data Synced
Portfolio Summary
Tier Applications Approval Rate Delinquency Status
Prime 4,120 88% 0.9% Strong
Near Prime 3,210 72% 2.1% Watch
Sub Prime 1,487 48% 4.4% Elevated
Thin File 1,024 63% 1.6% Stable