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Decision Engine
Tool Hub New Application

Decision Automation

Configure and monitor real-time credit decisioning powered by risk models and policy rules.

Auto-decision rate: 82%
Avg decision time: 2.1 min
Models active: 6

Engine Pulse

Applications Scored
9,841
+4.5% vs last week
Auto Approvals
6,984
71% approval
Manual Referrals
1,487
15% review
Declines
1,370
14% decline
Model Stack
  • Prime scorecard Active
  • Near-prime enhancer Pilot
  • Thin-file booster Active
  • Fraud gating Active
Decision Policies

Rule sets

  • Policy Set A Core lending
  • Policy Set B Starter credit
  • Policy Set C Small business
  • Policy Set D High-value
Operational Health

Monitoring

  • Decision latency Normal
  • Model drift Watch
  • Policy exceptions 12 open
  • API uptime 99.98%
Recent Decisions
Application Decision Score Policy Turnaround
#CU-1204 Approved 742 Policy Set A 2.0 min
#CU-1198 Manual 663 Policy Set B 7.8 min
#CU-1193 Declined 598 Policy Set C 2.6 min
#CU-1189 Approved 705 Policy Set A 1.9 min